Motor insurance designed for your Lucid

The insurance consists of the following covers:

Fire and Explosion

Your car is covered against fire, fire damage, explosion, flame throw, lightning and short circuit of the electrical system.

Theft

We cover your car and its accessories against theft and damage resulting from theft or attempted theft.

Glass breakage

Breakage of the windscreen, side and rear windows of your car is covered.

Forces of nature and collision with animals

It covers against damage from:

• rock fall, landslide, avalanche, snow pressure, storm, hail, flood, hurricane, tornado, cyclone, earthquake, volcanic eruption and tidal wave;
• unexpected contact with an animal on the exterior of the vehicle;
• damage to the engine compartment of the vehicle caused by the continuous scratching or biting action of an animal that has entered the engine compartment.

Material damages

We cover damage to your car caused by an accident resulting from an impact, fall, overturn or collision.

It also includes:

• damage resulting from acts of vandalism;
  
• damage occurring during transfers by rail, sea or air and during loading or unloading operations;
• if you are transporting in your car a person injured due to a traffic accident, we will reimburse up to €250 (excl. VAT) for the costs of cleaning or restoring the interior fittings of your car, as well as for damage to the clothing of the insured person and accompanying persons.

Please note that tire damage is covered under the Tire Damage Extension if you have chosen the Complete Plan.

Miscellaneous expenses

We also pay the costs for the extinguishing of the fire, for the temporary garage, for the transport and repatriation of the vehicle to the repairer and for the dismantling, if necessary at the time of the estimate, all up to €1.250 (excl. VAT).

• Damage caused by a load of corrosive, easily inflammable or explosive materials or objects with the exception of the fuel reserve intended for the use of your car or the materials and objects transported and intended for domestic use.
• Theft or attempted theft of your car if committed by or with the complicity of:
• • a family member or a person with whom the policyholder or the insured cohabits, even occasionally;
  • a person to whom the vehicle and the keys have been entrusted.
• Theft or damage resulting from such theft or attempted theft due to the loss of the key, the forgetting of a key in or on your car and the non-activation or non-functioning of your car's anti-theft or locking systems (unless it is stored in a locked private garage).
• Flood damage resulting from a broken pipe at your car's store location.
• All tire damages are excluded unless:
  
• • you select the Complete Plan where the Tire damage extension is included;
  • it occurs in conjunction with other covered damage;
  • it is caused by vandalism.
• Damage due to wear and tear, construction or material defects, or obvious poor maintenance or use not in accordance with the manufacturer's instructions.
• Damage caused while youras leased to a third party
• Damage resulting from the preparation of or participation in speed, regularity or skill races or competitions. However, damage caused on the event of rallies with an exclusively touristic purpose remains insured.
• Damage caused to your car when, at the time of the accident, it is being driven by an unauthorized person (underage, without a driver's license or stripped of the right to drive...).
• Damage if the driver is under the influence of alcohol, drugs or medication at the time of the accident.
• Damage in case of an additional driver younger than 25 years who is not registered in the contract.

Please read our General Conditions for all exclusions.

Some examples when you are covered:

• hail hits your car and damages it;
• your car is stolen;
• a fire occurs and damages your car;
• you collide with another vehicle on the road;
• a person scratches your car parked in the street.