Read the General Conditions

Motor Insurance

General Conditions

We divided our General Conditions into two different versions:

• A short version
• A long version

The short version

Who is covered?

The policyholder, the main driver or the additional driver(s).

Each reference on the website to "you" or "your" refers to at least one of the persons mentioned above.

How long does the insurance policy last?

The insurance is taken out for a period of one year and is tacitly renewed on an annual basis starting on the date you choose in the application form.

Up to what amount(s) am I insured?

The vehicle is insured at real value or replacement value, depending on the plan you choose (Essential, Preferred or Complete).

The limit for reimbursement for individual benefits also depends on the plan (Essential, Preferred, Complete).

What does this policy cover me against?

We cover motor third party liability for material damage and/or bodily injury you cause to third parties with your car.

Depending on the plan you choose, the policy can also include a variety of additional coverage, such as for damage to your vehicle and 24/7 roadside assistance.

Damage to your car due to an accident or following fire, theft, glass breakage, natural disaster and animal strike, as well as battery and key replacement are covered regardless of the chosen plan.

Certain coverage such as car charging equipment, glass cover plus and tire damage depend on the chosen plan.

Exclusions and limitations are listed below in the full General Conditions.

Where am I covered for motor third party liability and comprehensive insurance?

In any country for which coverage is granted according to your insurance certificate.

The long version